In the latest update for December 2025, the Premium Bond results have been revealed, bringing good fortune to two individuals who are now £1 million richer.
Each month, two lucky individuals win £1 million through the Premium Bonds scheme. In the December 2025 draw, the first winner hails from Norwich and holds £35,000 in Premium Bonds. Their winning bond number, 591RD417238, was purchased in August 2024. The second winner resides in Cornwall, with £20,000 invested in Premium Bonds. Their winning bond number, 615WP633178, was bought in February 2025.
Premium Bonds, offered by National Savings & Investment (NS&I), provide a unique savings opportunity where participants are entered into a monthly prize draw instead of receiving a fixed interest rate on their investment.
The prize amounts in the monthly draw range from £25 to £1 million, with the majority of prizes being on the smaller end. While winning is not guaranteed, it offers a chance to win substantial amounts.
NS&I Retail Director, Andrew Westhead, congratulated the winners, highlighting the joy of becoming millionaires just in time for Christmas. The December 2025 draw awarded over six million prizes, including numerous amounts of £100,000 and £50,000 prizes, making Premium Bonds a popular choice among 22 million participants.
Participants can hold a maximum of £50,000 in Premium Bonds, with each pound invested assigned a unique bond number. The odds of winning a prize each month stand at 22,000 to 1 for every £1 bond.
Winners are notified via email or text message by NS&I and can choose to receive their winnings in their bank account or reinvest in Premium Bonds. Tools like the NS&I online prize checker and the Premium Bonds prize checker app can be used to check for winnings, with the current prize fund rate set at 3.60%.
While the prize fund rate has seen a slight decrease recently, the number of smaller prizes has increased. However, the scheme still maintains the tradition of awarding two £1 million prizes monthly. The most recent adjustment to the prize fund rate occurred in the August 2025 draw, lowering it to 3.60%, as nearly 23 million individuals are engaged with Premium Bonds.